Post Office RD Calculator
Calculate maturity value and interest returns for India Post 5-Year National Recurring Deposit (RD) at the official government notified interest rate (6.7% p.a. quarterly compounded).
5-Year Maturity Summary (60 Monthly Installments)
Total Amount Invested
₹3,00,000
Total Interest Earned
₹56,830
Total Maturity Value
₹3,56,830
Backed by the Government of India Sovereign Guarantee. No maximum investment ceiling.
Key Features of 5-Year National Post Office RD
- Tenure: 5 Years (60 monthly deposits). Can be extended for another 5 years upon written request.
- Premature Closure: Permissible after 3 years from account opening date with PO Savings Bank interest rate applied.
- Loan Facility: Up to 50% of the credit balance can be availed as a loan after completing 1 continuous year (12 installments).
- Default Fee: A nominal default fee of ₹1 per ₹100 per month is levied on missed monthly installments.
- Transferability: Can be transferred to any post office branch across India free of charge.